DE Loan Program

Energize Delaware - Home Energy-Efficiency Loan Program

Administered by Energize Delaware

AI summary · 7/12/2026

Energize Delaware offers loans from $1,000 to $50,000 to help you purchase and install energy-efficient equipment like heat pumps, insulation, water heaters, and HVAC upgrades. To qualify, your project must first receive a rebate through the Energize Delaware Rebate Program, then you can apply for financing to cover the remaining costs.

This program allows you to offer customers affordable financing for energy efficiency upgrades after they receive Energize Delaware rebates, making projects more accessible and increasing sales opportunities. Contractors should verify that customer projects are registered for rebates before discussing loan options with homeowners.

Energize Delaware coordinates loans up to $50,000 with its rebate program, requiring projects to qualify for rebates first before loan eligibility is determined. The program targets residential customers across a range of heating, cooling, water heating, and insulation technologies to reduce residential energy consumption.

Program details

Program ID
22556
Last updated
7/25/2025

Eligibility

Sectors
residential
Technologies
water heaters furnaces boilers heat pumps air conditioners programmable thermostats duct/air sealing building insulation tankless water heater attic insulation crawlspace insulation floor insulation wall insulation ductless mini-split heat pump

Program summary

Energize Delaware (also know as the Delaware Sustainable Energy Utility or SEU) provides loans ranging from $1,000 to $50,000 for equipment purchases by qualified homeowners. To be eligible for the Energize Delaware Energy Efficiency Loan Program, the project must receive a rebate through the Energize Delaware Rebate Program. See program website for complete details.

Contact & resources

Please verify current program details with the administering agency before making any financial decisions.

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Rebates, tax credits and loans often stack. Check what else applies before you buy.

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