PG&E - GoGreen Business Energy Financing

PG&E's On-Bill Financing program offers 0% interest loans for energy-efficient upgrades like LED lighting, HVAC, motors, and refrigeration equipment, with a minimum loan of $5,000 and repayment amounts aligned to your estimated monthly energy savings. To qualify, you need 24 months of billing history, 12 months at the site, and a clean payment record over the past 12 months; contact OBFprogram@pge.com to apply.

This program finances customer energy efficiency projects at 0% interest with loan sizes up to $6 million per premise, covering implementation, technical review, labor, and compliance costs. Contractors should note that projects over $250,000 cannot combine rebates and OBF loans, loans over $400,000 require budget exception approval, and Tier 1A streamlines simple replacements ($5,000–$100,000 for up to 72 months) without engineering review.

PG&E administers On-Bill Financing as a State of California program targeting small businesses (100 or fewer employees, under $15 million annual revenue, meeting SBA size standards) and government agencies with acceptable 24-month billing and 12-month site history. The program caps total exposure at $6 million per premise, restricts incentive stacking above $250,000, and routes larger loans through exceptional approval to align with state energy savings goals.