Central Alabama Electric Cooperative - Residential Energy Efficiency Loan Program

AL Loan Program residential

Administered by: Central Alabama Electric Cooperative

Quick Summary

CAEC members can finance energy efficiency improvements like heat pumps, insulation, windows, and water heaters through low-interest loans of $2,000–$20,000, with terms up to 10 years if a heat pump is included or 5 years otherwise. To qualify, you must receive electric service from CAEC, complete an energy audit, be in good standing, and work with a licensed contractor—start by contacting Cindy Browder at (800) 545-5735 ext. 2118 or [email protected].

AI-generated summary • Updated 7/12/2026

Program Details

Program ID
22132
Last Updated
7/1/2024

Eligibility

Eligible Sectors
residential
Eligible Technologies
equipment insulation water heaters heat pumps programmable thermostats duct/air sealing building insulation windows doors

Program Summary

Central Alabama Electric Cooperative offers the Co-Op Energy Efficiency Loan Program to its residential customers. This program is offered through an agreement with the Alabama One Credit Union (ARECU) or Regions Bank. Projects that qualify for this loan include heat pumps, duct repair, building insulation, air sealing, heat pump water heaters, water heater blanket and pipe insulation, attic ventilation, doors, windows, window tinting, programmable thermostats, and mobile home skirting. All installations and improvements must be performed by a licensed contractor. To begin the process, contact Cindy Browder at (800) 545-5735 ext. 2118 or at [email protected].

Contact & Resources

Contact Email
[email protected]

Please verify current program details with the administering agency before making any financial decisions.

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