Central Georgia EMC - PowerUp Lending Program

The PowerUp Lending Program offers loans from $500 to $25,000 at 9.90% APR to fund Energy Star-certified improvements like heat pumps, insulation, windows, doors, solar systems, and water heaters. To apply, get a contractor estimate, apply through Go Energy Financial, wait for approval, and Central Georgia EMC will inspect the work before the loan closes. You can start with an in-home energy audit by calling (770)-775-7857 to identify which improvements make sense for your home.

Contractors must have a signed Master Contractor Agreement with Central Georgia EMC (or sign one if not pre-approved) and be licensed and insured to participate in this program. The utility provides a list of pre-qualified contractors; all work must meet Energy Star standards, and Central Georgia EMC conducts final inspection before loan closing. This program gives your customers access to affordable financing (minimum 650 credit score, no payment history required) for energy efficiency upgrades across HVAC, insulation, roofing, and other home systems.

PowerUp Lending finances residential energy efficiency improvements through loans administered by Go Energy Financial, with amounts scaling from $500–$3,000 (36 months) to $7,501–$25,000 (96 months), all at 9.90% APR. Central Georgia EMC manages contractor qualification, pre-work approval, and post-completion inspection to ensure Energy Star compliance; liens are attached for loans $7,500 or above. The program targets homeowners with minimum 650 credit scores and requires verified income and ACH payment; in-home energy audits help identify eligible measures across heating, cooling, insulation, windows, doors, roofing, and solar technologies.