Direct Energy Assistance Loan (DEAL)

The Governor's Office of Energy provides the Direct Energy Assistance Loan (DEAL) program to help state employees make energy efficiency improvements to their homes. Full-time employees who own their homes are eligible for an interest-free loan repaid through a monthly payroll deduction. Employees may receive up to a $6,000 loan to make improvements recommended by a state-approved energy auditor. Loan terms are a maximum of 60 months, and monthly payments are set at $50 for loans up to $3,000 and $100 for loans of $3,001 - $6,000. Veterans may be eligible for loans up to $8,000 with an extended payback period. See the program fact sheet for more detailed employee eligibility requirements and approved measures. The application is available on the program website.