CA Loan Program

Lodi Electric Utility - Commercial and Industrial Energy Efficiency Loan Program

AI summary · 7/12/2026

Lodi Electric Utility's Energy Efficiency Financing Program offers zero-percent financing up to $50,000 (G1/G2 customers) or $150,000 (G3/G4/G5/I1 customers) for energy efficiency improvements like LED lighting, HVAC, and refrigeration, repaid monthly over two years. You must be current on utility bills for the past 18 months, have an active account for at least 18 months, receive a rebate through the utility's rebate program, and submit an energy efficiency audit or contractor proposal with a minimum project cost of $1,500 after rebate.

The program finances customer projects at zero percent interest across a broad range of technologies (LED, HVAC, manufacturing equipment, refrigeration, and custom systems pending approval), allowing your commercial and industrial clients to affordably implement efficiency upgrades. Your proposal must be tied to the customer's energy efficiency audit, and the customer must first qualify for a rebate through Lodi Electric Utility's Public Benefits/Energy Efficiency Program before a loan can be finalized.

The Energy Efficiency Financing Program provides zero-percent on-bill loans up to $50,000 (G1/G2 rate classes) or $150,000 (G3/G4/G5/I1 rate classes) with a maximum two-year repayment term, targeting commercial and industrial customers who are current on accounts for 18+ months and have received a rebate through the utility's energy efficiency program. The program funds diverse efficiency measures including lighting, HVAC, refrigeration, and food service equipment, with a $1,500 minimum project cost (post-rebate) to ensure meaningful impact.

Program details

Program ID
5854
Last updated
6/3/2025

Eligibility

Sectors
commercial industrial
Technologies
clothes washers dishwasher refrigerators/freezers lighting lighting controls/sensors heat pumps air conditioners custom/others pending approval other ee food service equipment commercial refrigeration equipment

Program summary

Lodi Electric Utility provides an on-bill financing program for the commercial and industrial customers. To participate, the customer must receive a rebate through the utility's rebate program, and submit a contractor's proposal associated with an energy efficiency audit. Additional restrictions apply, see website for complete details.

Contact & resources

Please verify current program details with the administering agency before making any financial decisions.

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