New Hampshire Electric Co-op - Residential Energy Efficiency Loan

NH Loan Program residential

Quick Summary

NHEC members can finance energy efficiency improvements like heat pumps, insulation, and weatherization with no-interest loans up to $4,000 over 48 months, or low-interest (2%) loans up to $15,000 over 84 months through partner lenders. You can combine financing with NHEC rebates on the same project, and on-bill financing appears on your regular electric bill if you have good payment history. Contact NHEC or visit their program page to apply once you have a project proposal.

AI-generated summary • Updated 7/12/2026

Program Details

Program ID
5807
Last Updated
6/2/2025

Eligibility

Eligible Sectors
residential
Eligible Technologies
heat pumps caulking/weather-stripping building insulation comprehensive measures/whole building

Program Summary

New Hampshire Electric Co-op offers On Bill Financing Loans to be used for eligible projects under the NHEC Home Performance with ENERGY STAR program for weatherization. This loan program can be combined with NHEC rebates under the same program. Loans are up to $4,000 at 0% interest for up to 48 months. NHEC also offers loan subsidies as a part of their Residential Energy Efficiency Loan Buy down Program. These are to be used for eligible projects under the NHEC Home Performance with ENERGY STAR program for weatherization and for unrebated costs associated with the installation of High Efficiency Heat Pumps and Heat Pump Water Heaters. This loan program can be combined with NHEC rebates under the same program. Loans are up to $15,000 at 2% interest for up to 84 months.

Contact & Resources

Contact Email
[email protected]

Please verify current program details with the administering agency before making any financial decisions.

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