Home Energy Solutions Micro-Loan Program

CT Loan Program construction residential multifamily residential low income residential

Program Details

Program ID: 5739
Last Updated: 7/3/2025

Eligibility

Eligible Sectors

construction residential multifamily residential low income residential

Eligible Technologies

geothermal heat pumps water heaters furnaces boilers heat pumps air conditioners building insulation windows tankless water heater

Program Summary

Capital for Change, in partnership with the electric and gas utilities, offers a variety of low interest loans to finance energy efficiency upgrades.

The program offers On-Bill Repayment financing, where the loan amount can be paid through a surcharge on the monthly electricity bill, for electric customers of Eversource. The loans are not transferable, and there currently is no collateral requirement. EligibilityCustomers of Eversource (formerly CL&P) and United Illuminating are eligible for the program. Applicants must own a single or two-family home (including condos and vacation homes). HES Payment PlanProvides 0% APR financing for loan $500 to $3,000 for a period of up to 36 months.

Contact & Resources

Additional Resources

https://www.capitalforchange.org/hes-micro-loan

Please verify current program details with the administering agency before making any financial decisions.