Small Business & Municipal Loan Program

This program isn't available to individual homeowners—it's designed for small businesses and municipalities in Connecticut served by Eversource or UI. If you own a commercial or industrial business and participate in the Small Business Energy Advantage (SBEA) program, you can borrow $500–$100,000 interest-free to upgrade to high-efficiency equipment, with repayment up to 60 months and convenient on-bill payment. Contact an authorized contractor or call 877-WISE-USE (877-947-3873) to get started.

Help your small business and municipal clients access interest-free financing of $500–$100,000 (or up to $1 million for municipalities) through Energize CT's loan program funded by the Connecticut Energy Efficiency Fund. Projects must involve upgrading or replacing existing electric or gas equipment with qualifying high-efficiency equipment; borrowers need good credit, one year of utility service, and fewer than four late payments. Direct clients to contact their utility (Eversource or UI) or call 877-WISE-USE to initiate the approval process.

The Small Business & Municipal Loan Program provides interest-free financing from the Connecticut Energy Efficiency Fund for qualifying energy-efficiency projects served by Eversource and UI. Loan terms: $500–$100,000 for SBEA-participating businesses (up to 60-month repayment); up to $1 million for municipalities in Energy Opportunities retrofit programs. Applicants must have good credit standing, be utility customers for at least one year, and have fewer than four late payments. On-bill repayment is available; National Energy Improvement Fund (NEIF) offers third-party financing for those who don't qualify for on-bill payment.