Columbia Water & Light - Solar Energy Loans
Administered by: Columbia Water & Light
Quick Summary
City of Columbia Utilities offers low-interest loans up to $15,000 for residential solar photovoltaic systems, with rates as low as 1% for 3-year terms and no prepayment penalties. You must be a utility customer, property owner with a deed of trust, have good payment history with the utility, and be current on property taxes; residential systems also require minimum insulation levels (R-50 attic, R-19 floor, R-13 ducts, R-10 crawl space). Apply by downloading and printing the Residential Solar Loan Application, submitting it to City of Columbia Utilities at P.O. Box 6015 or via email, and note that you'll need to pay off the loan if you refinance your mortgage or sell your home.
AI-generated summary • Updated 7/12/2026
Program Details
- Program ID
- 5552
- Last Updated
- 11/4/2025
Eligibility
Program Summary
City of Columbia Utilities offers electric customers low-interest loans for photovoltaic systems. To be eligible, participants must be a City of Columbia Utilities electric customer, be a property owner, have a deed of trust, have a good payment history with the utility, and be current with property tax payments. A customer who owns a multifamily residential dwelling or leases a commercial building can contact City of Columbia Utilities to see if the building would qualify for a solar energy loan.
Contact & Resources
Please verify current program details with the administering agency before making any financial decisions.