Colorado Residential Energy Upgrade (RENU) Loan program

CO Loan Program residential

Administered by: Energy Smart Colorado

Program Details

Program ID
5349
Last Updated
11/24/2025

Eligibility

Eligible Sectors
residential
Eligible Technologies
solar photovoltaics geothermal heat pumps water heaters furnaces boilers heat pumps air conditioners duct/air sealing windows doors insulation tankless water heater attic insulation floor insulation wall insulation induction cooking appliance heat pump water heater electrical panel lithium-ion level-2 electric vehicle service equipment

Program Summary

The Colorado RENU Loan is a statewide residential loan program sponsored by the Colorado Clean Energy Fund in partnership with Colorado-based credit unions. It makes home energy upgrades easy and affordable by offering low-cost, long-term financing for energy efficiency and renewable energy improvements.Loan TermsLow, fixed interest rates starting at 6.99% from Elevations Credit Union and at 7.74% from Westerra Credit UnionNo money down; finance up to 100% of project costLoan terms up to 15 years (or 20 years for solar PV)Loans up to $75,000No prepayment penaltiesEligible improvementsSolar PV & solar thermalSpace heating & cooling, including heat pumps and geothermal systemsBattery and thermal storageEV chargingInsulation & air sealingWater heatingWindows, doors, and skylightsCheck here for a full list of eligible improvements

Contact & Resources

Contact Email
[email protected]

Please verify current program details with the administering agency before making any financial decisions.

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