City and County of Denver - Elevations Energy Loans

CO Loan Program commercial residential

Administered by: Elevations Credit Union

Quick Summary

You can finance energy efficiency and renewable energy improvements—from solar and heat pumps to insulation and windows—through a low-cost Elevations Energy Loan if you're in Denver, Boulder County, or Fort Collins. You'll work with an Energy Advisor who helps you assess your home, review contractor bids, and find all available incentives; you must choose from approved contractors, pay a $25 processing fee plus 1% of project costs, and become a credit union member. Contact the Denver Energy Challenge (720-865-5520 or denverenergy.org) or EnergySmart ([email protected]) to start.

AI-generated summary • Updated 7/12/2026

Program Details

Program ID
5307
Last Updated
8/27/2025

Eligibility

Eligible Sectors
commercial residential
Eligible Technologies
solar water heat solar photovoltaics biomass geothermal heat pumps clothes washers dishwasher refrigerators/freezers water heaters lighting furnaces boilers heat pumps air conditioners duct/air sealing building insulation windows doors motors food service equipment commercial refrigeration equipment

Program Summary

The Elevations Energy Loan can be used to finance a wide variety of efficiency and renewable energy projects in homes and businesses. Homes and businesses located in Boulder County, Fort Collins, or the City and County of Denver are eligible for the low-cost financing. Loan applicants receive assistance from an Energy Advisor through EnergySmart and Denver Energy Challenge, respectively. Homeowners must select from a qualified pool of contractors. All borrowers will be required to pay a $25 processing fee and a fee equal to 1% of the project into the Colorado Residential Energy Upgrade Loan program, and become members of Elevations Credit Union. Elevations Credit Union has partnered with Boulder County and the City/County of Denver to offer this full-suite of services. Both EnergySmart and the Denver Energy Challenge help residents and businesses identify, finance, and schedule energy improvements in their homes. The “One Stop Shop” provides an energy advisor to each participant. The advisor can assist with scheduling an energy assessment, reviewing contractor bids, and identifying and applying for all applicable incentives. Rates, terms, and conditions are subject to change and may vary depending on each individual's credit history and underwriting factors. Residents and businesses in Boulder County can contact EnergySmart at [email protected] or through their contact form for more information. Residents and businesses in the City and County of Denver can contact the Denver Energy Challenge at http://www.denverenergy.org or 720-865-5520 for more information. This video also provides additional information.

Contact & Resources

Contact Email
[email protected]

Please verify current program details with the administering agency before making any financial decisions.

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