City of Plano - Smart Energy Loan Program

TX Loan Program residential

Administered by: City of Plano, BTH Bank

Program Details

Program ID: 5221
Last Updated: 5/21/2025

Eligibility

Eligible Sectors

residential

Eligible Technologies

solar water heat solar photovoltaics wind (all) geothermal heat pumps solar pool heating clothes washers dishwasher refrigerators/freezers dehumidifiers water heaters lighting chillers furnaces heat pumps air conditioners programmable thermostats duct/air sealing building insulation windows custom/others pending approval wind (small)

Program Summary

The City of Plano established this loan program through the Department of Energy to support Plano homeowners seeking energy efficient home improvements.In partnership with BTH Bank, financing will be provided to program participants, subject to credit approval. Loan terms and interest rate will be determined by BTH Bank. Loan amounts range from $2,500 to $25,000. This loan program will continue to offer future loans as existing loans are paid off. Due to Department of Energy and Energy Efficiency and Conservation Block Grant (EECBG) Template Guidelines, no pre-completed project can be funded through the Smart Energy Loan Program. Eligibility requirements, application documents, and program flowchart can be found on the program website.

Contact & Resources

Additional Resources

https://www.plano.gov/929/Smart-Energy-Loan-Program

Please verify current program details with the administering agency before making any financial decisions.