WI Loan Program

Cedarburg Light & Water Utility - Commercial Shared Savings Loan Program

Administered by Cedarburg Light and Water Utility

AI summary · 7/12/2026

As a commercial, industrial, or agricultural business, you can borrow up to $50,000 through Cedarburg Light & Water's Shared Savings Program to fund energy-efficiency upgrades like lighting, HVAC, refrigeration, motors, and compressed air systems. Repayment happens through monthly installments on your utility bill, structured so your savings cover the loan costs and keep your bill roughly the same. To qualify, you need at least three years of clean payment history with the utility; contact an Energy Services Representative to discuss your project and eligibility.

The program finances a broad range of commercial and industrial energy-efficiency measures, including lighting controls, chillers, VFDs, and custom solutions up to $50,000 per project. You should work with the customer to ensure the project meets CLWU's minimum energy efficiency requirements and help them contact an Energy Services Representative to initiate the application process, which includes a full credit review and documentation of expected savings to structure the loan repayment.

This loan program provides up to $50,000 in financing for eligible commercial, industrial, agricultural, and nonprofit customers with at least three years of clean payment history. Loans carry a 2% annual fee compounded monthly, and repayment is structured based on projected energy savings so the utility bill offset covers costs. Program mechanics require an energy audit and credit review before approval; eligible measures span lighting, HVAC, refrigeration, motors, compressed air, and custom electrical efficiency projects. Coordinate with Energy Services Representatives to screen projects against minimum efficiency standards and Wisconsin Focus on Energy incentives that may complement the loan.

Program details

Program ID
4858
Last updated
1/17/2025

Eligibility

Sectors
commercial industrial nonprofit agricultural
Technologies
refrigerators/freezers lighting lighting controls/sensors chillers air conditioners compressed air motors motor vfds agricultural equipment comprehensive measures/whole building custom/others pending approval other ee vending machine controls personal computing equipment commercial refrigeration equipment

Program summary

Cedarburg Light and Water Utility (CLWU) provides loans for commercial, industrial and agricultural customers to increase the energy efficiency of eligible facilities. Loans are meant to provide the up-front capital, based on expected savings, needed for many energy retrofit projects. Projects may include any new electrical energy-saving or demand-reducing measure that results in lasting impacts for the facility. A 2% annual fee, compounded monthly, is included in the payments. All projects must meet our minimum energy efficiency requirements for consideration for Shared Savings funding. Customers must have at least a three-year, clean payment history with the utility in order to be eligible. A full credit review will be performed prior to attainment of Shared Savings funding. To discover whether a business qualifies for an incentive, customers should contact an Energy Services Representative at CLWU for more information

Wisconsin Focus on Energy offers other financial incentives to eligible business customers for installing qualifying energy efficiency measures. These measures include a variety of technologies including energy efficient lighting, motors, compressed air, and HVAC equipment.

Contact & resources

Please verify current program details with the administering agency before making any financial decisions.

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