Fix-Up Loan

MN Loan Program residential multifamily residential low income residential

Administered by: Minnesota Housing Finance Agency

Program Details

Program ID: 4366
Last Updated: 7/29/2025

Eligibility

Eligible Sectors

residential multifamily residential low income residential

Eligible Technologies

solar thermal electric solar photovoltaics wind (all) water heaters lighting furnaces boilers air conditioners programmable thermostats caulking/weather-stripping building insulation windows doors roofs comprehensive measures/whole building insulation wind (small) other distributed generation technologies

Program Summary

The Minnesota Housing Finance Agency's (MHFA) Fix-up Loan provides low-interest financing for energy conservation and other basic improvements to residential properties. Loans are available for up to $75,000. To be eligible for the loan, the home must be occupied by the property owner. Another key feature of the MHFA home improvement loan program is the opportunity for homeowners to contract with approved lenders directly. Find a participating lender at this link.

Contact & Resources

Additional Resources

https://www.mnhousing.gov/homeownership/improve-your-home.html

Please verify current program details with the administering agency before making any financial decisions.