SCE - Non-Residential On-Bill Financing Program
Quick Summary
SCE's On-Bill Financing Program offers 0% interest loans from $5,000 to $250,000 (up to $1,000,000 for government entities) to cover the remaining cost of energy efficiency, demand response, or EV charging projects after incentives are applied. You repay through your monthly SCE bill, and for efficiency projects the monthly payment is designed to be roughly equal to your expected bill savings, making the upgrade affordable. To apply, you must qualify for an underlying SCE incentive program, have an active account in good credit standing, and confirm you'd only do the project with financing help.
AI-generated summary • Updated 7/12/2026
Program Details
- Program ID
- 4250
- Last Updated
- 7/22/2025
Eligibility
Program Summary
The SCE On-Bill Financing (OBF) program offers qualified non-residential customers 0% financing from $5,000 to $1,00,000 per Service Account (SA) for qualifying projects. All government and institutional customers (i.e. counties, cities, school districts, etc.), business and multifamily property owners are eligible. Customers with multiple SAs may have loans at each SA up to the maximum amount for their segment. Government and institutional customers may bundle multiple service accounts under the same Customer Account Number into a single OBF loan. Funds may be used for a wide variety of efficiency improvement projects, and the monthly loan payments will be added directly to the customer's bill. Monthly energy savings help to offset the monthly loan charges. Review the program web site for additional information.
Contact & Resources
Please verify current program details with the administering agency before making any financial decisions.