Energy Conservation for Ohioans (ECO-Link) Program

OH Loan Program residential

Administered by: Ohio Treasurer of State

Program Details

Program ID
3676
Effective Date
9/9/2009
Last Updated
7/29/2025

Eligibility

Eligible Sectors
residential
Eligible Technologies
solar water heat solar photovoltaics wind (all) geothermal heat pumps clothes washers dishwasher refrigerators/freezers dehumidifiers ceiling fan water heaters furnaces boilers heat pumps air conditioners caulking/weather-stripping duct/air sealing building insulation windows doors siding roofs custom/others pending approval other ee wind (small)

Program Summary

The Energy Conversation for Ohioans (ECO-Link) program offers Ohio homeowners reduced rate financing for energy efficiency and renewable energy home upgrades. Administered by the Ohio Treasury, qualifying homeowners are eligible for a 3% loan rate reduction through participating banks.* Qualifying Technology A wide range of energy-efficiency upgrades and certain renewable-energy systems may be undertaken, including: Appliances (must meet established efficiency standards) Battery Chargers, Clothes Washers, Dehumidifiers, Dishwashers, Refrigerators, Freezers, Room Air Conditioners, Room Air Cleaners Water Heaters (must meet established efficiency standards) Gas Condensing, Heat Pump, High-Efficiency Gas Storage, Solar Water Heaters, Whole-Home Gas Tankless Heating & Cooling Air-source Heat Pumps, Boilers, Central Air Conditioners, Ceiling Fans, Dehumidifiers, Furnaces, Geothermal Heat Pumps, Biomass Stove Home Home Sealing, Roof Products, Windows, Doors, and Skylights Renewable Energy Systems Photovoltaic (PV) Systems, Residential Wind Turbines (less than 100 kilowatts) EligibilityResidential applicants must meet all of the following criteria to qualify:MUST be an Ohio residentMUST own an existing home or condominium, but additional residential classifications may be eligibleMUST receive approval for a qualifying loan through a participating bankMUST use the loan proceeds for a primary residence on any of the following projects; home improvement/restoration (includes historical retention/restoration, urban development, neighborhood restoration and revitalization), energy efficiency, and others. For additional details please visit the ECO-Link websiteApply for ECO-Link1. Locate a bank that is currently participating in this Ohio Linked Deposit Program. To do this, start on this website www.tos.ohio.gov/depositorybanks which lists all banks that are qualified to participate in Ohio Linked Deposit Programs. If your preferred bank does not participate in ECO-Link, contact the Economic Development department for help finding a participating bank.2. Obtain pre-approval for a loan from the participating bank and establish a borrowing rate.3. Complete an online ECO-Link application, and attach the project quotes/receipts/invoices electronically to the application (if you are unable to access the internet, please work with your lender to fill out your application, and upload the supporting project documentation). The total estimates quotes, and/or receipts submitted for work performed must be greater than or equal to the total value of the loan for which an ECO-Link interest rate reduction is sought.

Contact & Resources

Additional Resources

Please verify current program details with the administering agency before making any financial decisions.

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