Four-County EMC - Residential Energy Efficiency Loan Program

NC Loan Program residential

Administered by: Four County EMC

Quick Summary

Four-County EMC members can finance energy efficiency upgrades—including heat pumps, insulation, windows, doors, water heaters, and weatherstripping—through ElecTel Cooperative Federal Credit Union at low fixed rates with up to 100% financing of purchase price, taxes, and installation costs, with loans up to $35,000 available. You can apply by phone without visiting an office, and flexible payment terms make these improvements affordable. Additionally, Four-County EMC offers a $50 rebate per ENERGY STAR appliance and separate rebates for heat pumps rated 15 SEER2 or higher.

AI-generated summary • Updated 7/12/2026

Program Details

Program ID
3319
Last Updated
10/28/2025

Eligibility

Eligible Sectors
residential
Eligible Technologies
water heaters heat pumps air conditioners caulking/weather-stripping windows doors other ee insulation

Program Summary

Four-County EMC offers the Comfort Loan Program to residential customers. This program offers financing for energy efficiency upgrades and replacements to existing equipment. The cooperative offers low fixed rates and up 100% purchase price financing, including taxes and installation. Members can receive a loan of up to $35,000.

Eligible technologies include:Electric Heat PumpsWeather StrippingElectric/Solar Water HeatersInsulationWindowsDoorsGeneratorsOther EEFor more information and to apply to the program, click here.

Contact & Resources

Contact Email
[email protected]

Please verify current program details with the administering agency before making any financial decisions.

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