Clay Electric Cooperative, Inc - Energy Conservation Loans
Administered by: Clay Electric Cooperative
Quick Summary
Clay Electric members can borrow up to $10,000 to finance energy efficiency upgrades like heat pumps, insulation, solar water heating, and windows, with loan proceeds applied directly to your project costs. To qualify, you need at least one year of membership with the co-op, good credit and payment history, and must complete an energy survey; apply through the loan application available on Clay Electric's website. The co-op also offers bill-credit rebates for specific measures (heat pump rebates of $250, insulation rebates up to $600, solar water heater rebates up to $600), submitted within 180 days of purchase with documentation and photos.
AI-generated summary • Updated 7/12/2026
Program Details
- Program ID
- 3060
- Last Updated
- 6/20/2025
Eligibility
Program Summary
Clay Electric Cooperative, Inc., headquartered in Keystone Heights, Florida, is one of the largest member-owned, not-for-profit electric utilities in the U.S., serving members across six district offices. Formed in 1937, the co-op is known for excellent service and is part of the Touchstone Energy® alliance. Governed by a nine-member board of trustees elected by the membership, the co-op holds an annual meeting each year, with the 2025 gathering held on March 29 in Keystone Heights. Clay Electric offers Energy Conservation Loans of up to $10,000 to help members finance energy efficiency improvements such as high-efficiency heat pumps, insulation, solar water heating, and more. To qualify, members must have at least one year of service, a good credit and payment history, and complete an energy survey. See here for the loan application.
Contact & Resources
Please verify current program details with the administering agency before making any financial decisions.