Union Power Cooperative - Residential Energy Efficient Loan Program

Union Power Cooperative members can borrow up to $35,000 at fixed interest rates as low as 3.90% to finance energy efficiency upgrades like heat pumps, windows, doors, insulation, solar, water heaters, and ENERGY STAR® appliances with flexible payment terms. Contact Union Power Cooperative or ElecTel Cooperative Federal Credit Union at (800) 849-5600 to learn about eligibility and apply.

This program enables your residential customers to access affordable financing (up to $35,000 at rates as low as 3.90% fixed) for a broad range of efficiency and renewable improvements, removing cost as a barrier to project approval. Customers must be Union Power Cooperative members eligible for ElecTel Credit Union membership to qualify.

Union Power Cooperative administers low-interest loans through a partnership with ElecTel Cooperative Federal Credit Union, offering up to $35,000 per loan at fixed rates starting at 3.90% for qualifying member-households pursuing eligible residential efficiency and solar measures. The program targets existing cooperative members and is designed to increase adoption of energy efficiency and renewable technologies across the service territory.