Clay Electric Cooperative, Inc - Energy Conservation Loans

FL Loan Program residential

Administered by: Clay Electric Cooperative

Quick Summary

Clay Electric Cooperative offers loans up to $10,000 to finance energy efficiency improvements like heat pumps, water heaters, insulation, windows, and solar water heating systems on your home. A $25 loan processing fee applies to all applications. The cooperative also provides rebates—up to $250 for heat pumps, $175 for hybrid heat pump water heaters, $600 for solar water heaters, and $600 for attic insulation—applied as bill credits; contact Clay Electric at 800-224-4917 or visit their website for specific rebate amounts and eligibility details.

AI-generated summary • Updated 7/12/2026

Program Details

Program ID: 2108
Last Updated: 11/14/2024

Eligibility

Eligible Sectors

residential

Eligible Technologies

solar water heat solar pool heating refrigerators/freezers water heaters heat pumps air conditioners heat recovery programmable thermostats duct/air sealing building insulation windows doors roofs insulation

Program Summary

Clay Electric Cooperative (CEC), a Touchstone Energy Cooperative, covers 14 North Florida counties, including Gainesville, Keystone Heights, Lake City, Orange Park, Palatka, and Salt Springs. It offers loans to help customers finance energy efficiency improvements for participating homes. Customers can borrow up to $10,000 for various energy-efficiency improvements. A $25 loan processing fee will be assessed on all applications. Visit the program website for more information.

Contact & Resources

Additional Resources

https://www.clayelectric.com/energy-rebates-loans

Please verify current program details with the administering agency before making any financial decisions.