ID Loan Program

Idaho Falls Power - Residential Energy Efficiency Loan Program

Administered by Idaho Falls Power

AI summary · 7/12/2026

Idaho Falls Power's zero-interest Energy Efficiency Loan Program lets you borrow up to 100% of the cost of efficient upgrades like heat pumps, geothermal systems, water heaters, insulation, and thermostats with no interest charges. To qualify, you need at least one year of on-time payment history with Idaho Falls Power, no current outstanding balance or past disconnects, and you'll pay a $25 application fee. Contact Idaho Falls Power at 208-612-8430 to apply or visit the Comfort Ready Home site to find participating contractors.

This program enables your customers to finance energy-efficient equipment and weatherization work at zero interest, removing cost barriers to upgrades in geothermal heat pumps, air conditioning, insulation, and other eligible measures. Participating contractors can help customers navigate the loan process, which requires them to have a clean payment history with the utility and pay a $25 administration fee; the utility finances up to 100% of project costs for approved customers.

The program provides zero-interest loans covering up to 100% of eligible measure costs for residential customers, funded by Idaho Falls Power with a $25 administrative charge per application. Eligibility requires a minimum one-year payment history with the utility, no current outstanding balances, no disconnects for nonpayment, and no delinquencies, targeting financially responsible customers seeking weatherization and efficient electric appliances.

Program details

Program ID
2031
Last updated
2/12/2025

Eligibility

Sectors
residential
Technologies
geothermal heat pumps water heaters heat pumps air conditioners programmable thermostats building insulation insulation

Program summary

Idaho Falls Power's Energy Efficiency Loan Program offers zero interest loans for qualifying customers to purchase and install efficient electric appliances and implement weatherization measures. The program will loan up to 100% of the actual cost of eligible measures for qualifying customers.

This program is only available to customers with a good payment history with City Utilities (i.e. no outstanding current balance, no disconnects for nonpayment, no delinquencies), and who have minimum of one year payment history with the utility. There is a $25 administration charge to apply. For more information, visit the program website.

Contact & resources

Contact email
ifpinfo@ifpower.org

Please verify current program details with the administering agency before making any financial decisions.

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