TN Loan Program

Bristol Tennessee Electric Service - Energy Savings Loan Program

Administered by Bristol Tennessee Electric Service

AI summary · 7/12/2026

Bristol Tennessee Electric Service (BTES) offers residential customers loans up to $15,000 to finance energy-efficient upgrades like heat pumps, insulation, windows, and doors, with repayment terms of up to 10 years. As a BTES customer, you can apply through the program to access affordable financing for home energy improvements without paying the full cost upfront.

This program provides your BTES customers with financing for heat pump installations, building insulation, windows, and doors—expanding market opportunities for energy-efficient home upgrades. You should direct eligible residential customers to BTES directly; loans up to $15,000 with 10-year terms make projects more accessible and can support larger job scopes.

The Energy Savings Loan Program finances residential energy-efficient improvements (heat pumps, insulation, windows, doors) for BTES customers through loans capped at $15,000 with repayment periods up to 10 years. The program directly serves the utility's customer base and reduces financing barriers for home energy retrofits; specific underwriting criteria, interest rates, and default rates should be verified internally on the BTES system.

Program details

Program ID
1974
Last updated
5/20/2024

Eligibility

Sectors
residential
Technologies
heat pumps building insulation windows doors

Program summary

Bristol Tennessee Electric Service (BTES) offers financing to its residential customers to help pay for energy-efficient home improvements through the Energy Savings Loan Program. Eligible customers may borrow up to $15,000 for a maximum of 10 years. More information may be found on the website listed above.

Contact & resources

Please verify current program details with the administering agency before making any financial decisions.

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