FL Loan Program

City of Tallahassee Utilities - Solar Loans

Administered by City of Tallahassee Utilities

AI summary · 7/12/2026

You can borrow up to $20,000 at 5% interest to install solar PV or FSEC-certified solar water-heating systems (indirect or drain-back types only), with monthly payments added to your utility bill. A city energy audit is required, and you must obtain a contractor's proposal and submit it to the utility's Energy Services department before work begins—contact (850) 891-4968 for details and the loan handbook.

The program finances residential solar PV and solar water-heating installations up to $20,000, allowing customers to finance upgrades with 5% interest repaid on utility bills. Your systems must be FSEC-certified, and customers must complete a city energy audit and receive a signed Loan Promissory Note before installation starts; coordinate directly with the utility's Energy Services department throughout the process.

The City of Tallahassee Utilities administers fixed-rate (5%) energy loans capped at $20,000 for solar PV and FSEC-certified solar water-heating systems, with repayment integrated into monthly utility bills. All solar installations require a city energy audit and vendor proposal submission; loans are denied if a solar water heater replaces existing natural gas equipment. Funding source and annual volume are not specified in available materials.

Program details

Program ID
1777
Last updated
1/2/2026

Eligibility

Sectors
residential
Technologies
solar water heat solar photovoltaics solar pool heating

Program summary

The City of Tallahassee Utilities offers loans with an interest rate of 5% for a variety of energy-saving measures, including photovoltaic (PV) systems and solar water-heating systems. Under this program, customers may borrow up to $20,000 for PV systems. Various other systems can qualify for loans. Loan payments are to be made on monthly utility bills. Customers must first get a vendor price or a contractor's proposal and send it to the utility Energy Services. A city energy audit is required for all solar technology installations. Installation work should not begin until after a signed Loan Promissory Note has been received.

Solar water heating systems must be Florida Solar Energy Center (FSEC) certified indirect or drain-back systems. Loans will not be awarded if the system is replacing a natural gas water heater. PV systems must also be FSEC certified. An energy audit is required for all solar measures.

For detailed information on the loan process, see the loan handbook or call the utility's energy services department at (850) 891-4968.

Contact & resources

Please verify current program details with the administering agency before making any financial decisions.

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