Smart-E loans

CT Loan Program residential low income residential

Administered by: CT Green Bank in partnership with Energize Connecticut

Program Details

Program ID: 1407
Last Updated: 6/3/2025

Eligibility

Eligible Sectors

residential low income residential

Eligible Technologies

solar water heat solar photovoltaics geothermal heat pumps fuel cells using non-renewable fuels water heaters lighting furnaces boilers heat pumps air conditioners duct/air sealing building insulation windows other ee fuel cells using renewable fuels tankless water heater hvac lithium-ion level-2 electric vehicle service equipment

Program Summary

The Connecticut Green Bank administers the Smart-E Loan program which offers long-term, low-interest financing to CT homeowners looking to upgrade their home's energy performance. Loans are offered at no money down, fixed rates, and with no prepayment penalties for various energy efficiency upgrades and renewable energy systems. Smart-E Loans are offered in partnership with participating community banks and credit unions, and approved contractors. To be eligible for the loan, the building must be 1-4 units, be owner occupied, and located in Connecticut.For more information, including a list of eligible measures, participating lenders and approved contractors, visit the program website.

Contact & Resources

Additional Resources

https://www.ctgreenbank.com/home-solutions/smart-e-loans/

Please verify current program details with the administering agency before making any financial decisions.