Fort Collins Utilities - Epic Loan
Administered by Fort Collins Utilities
Fort Collins Utilities offers low-interest loans covering up to 100% of eligible energy efficiency and renewable energy project costs at your home, with no money down and repayment over up to 15 years built into your utility bill. Eligible upgrades include solar, heat pumps, efficient appliances, insulation, windows, and many other technologies—the same ones that qualify for the utility's energy efficiency rebates. Contact Fort Collins Utilities or visit their program website to apply and confirm which specific improvements qualify for your home.
The Epic Loan program enables your residential customers to finance complete energy efficiency and renewable energy projects without upfront costs, expanding your addressable market for solar, HVAC, building envelope, and appliance upgrades. Eligible technologies align with Fort Collins Utilities' rebate program list, and you should verify project eligibility before proposing work; payments flow through the customer's utility bill, simplifying your collection process.
The Epic Loan program provides low-interest, no-money-down financing up to 15 years for Fort Collins Utilities residential customers pursuing eligible energy efficiency and renewable technologies (solar PV, heat pumps, insulation, windows, appliances, and others). The program caps one loan per premise and limits financing to 100% of project cost, with repayment integrated into monthly utility billing; eligible measures align with the utility's rebate program. Specific funding sources, interest rates, and loan administration mechanics should be confirmed through the program website or internal program contacts.
Program details
- Program ID
- 1302
- Last updated
- 11/25/2025
Eligibility
- Sectors
- residential
- Technologies
- solar photovoltaics geothermal heat pumps clothes washers refrigerators/freezers ceiling fan water heaters lighting furnaces boilers heat pumps air conditioners programmable thermostats duct/air sealing building insulation windows doors comprehensive measures/whole building insulation food service equipment personal computing equipment tankless water heater hvac induction cooking appliance heat pump clothes dryer heat pump water heater electrical panel lithium-ion
Program summary
Fort Collins Utilities offers its residential customers low-interest loans that may be used to finance up to 100% of the cost of eligible energy efficiency and renewable energy projects at existing homes. This loan program offers no-money-down financing for up to 15 years. Payments are made through the customer's utility bill, and there is a limit of one loan per premise. Eligible technologies are those eligible for Fort Collin's energy efficiency rebates. See the program website for more information, or see contacts below.
Contact & resources
- Contact email
- info@fundingpartners.org
- Additional resources
Please verify current program details with the administering agency before making any financial decisions.
