Fort Collins Utilities - Epic Loan

CO Loan Program residential

Administered by: Fort Collins Utilities

Quick Summary

Fort Collins Utilities offers low-interest loans covering up to 100% of eligible energy efficiency and renewable energy project costs at your home, with no money down and repayment over up to 15 years built into your utility bill. Eligible upgrades include solar, heat pumps, efficient appliances, insulation, windows, and many other technologies—the same ones that qualify for the utility's energy efficiency rebates. Contact Fort Collins Utilities or visit their program website to apply and confirm which specific improvements qualify for your home.

AI-generated summary • Updated 7/12/2026

Program Details

Program ID
1302
Last Updated
11/25/2025

Eligibility

Eligible Sectors
residential
Eligible Technologies
solar photovoltaics geothermal heat pumps clothes washers refrigerators/freezers ceiling fan water heaters lighting furnaces boilers heat pumps air conditioners programmable thermostats duct/air sealing building insulation windows doors comprehensive measures/whole building insulation food service equipment personal computing equipment tankless water heater hvac induction cooking appliance heat pump clothes dryer heat pump water heater electrical panel lithium-ion

Program Summary

Fort Collins Utilities offers its residential customers low-interest loans that may be used to finance up to 100% of the cost of eligible energy efficiency and renewable energy projects at existing homes. This loan program offers no-money-down financing for up to 15 years. Payments are made through the customer's utility bill, and there is a limit of one loan per premise. Eligible technologies are those eligible for Fort Collin's energy efficiency rebates. See the program website for more information, or see contacts below.

Contact & Resources

Contact Email
[email protected]

Please verify current program details with the administering agency before making any financial decisions.

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