MDA - Energy Efficiency Revolving Loan Program

Mississippi's Energy Efficiency Revolving Loan Fund offers low-interest loans at 2% below the prime rate for up to 10 years to finance energy-saving improvements like HVAC upgrades, lighting retrofits, and insulation—with loans ranging from $15,000 to $500,000. Your project must demonstrate energy cost reductions, and you can apply by contacting the Mississippi Development Authority's Energy Division at 601.359.3449 to request an application.

This program finances energy efficiency projects for a diverse customer base including corporations, schools, hospitals, and government entities, with demonstrated demand for HVAC, lighting, and insulation work. You'll need to help customers show that their project reduces facility energy costs; loans up to $500,000 are available through the $7 million revolving fund, and the low-interest structure (2% below prime, 10-year max term) makes projects more financially attractive to clients.

The Energy Efficiency Revolving Loan Fund is a $7 million revolving loan fund supported by federal oil overcharge funds, offering 2% below-prime financing for up to 10 years on projects ranging from $15,000 to $500,000. Eligible applicants include corporations, public schools, hospitals, higher education institutions, sole proprietors, partnerships, and government entities; all projects must document energy cost savings. Contact for applications is MDA's Energy Division at 601.359.3449.